Frequently Asked Questions

A tradeline is a credit account that appears on your credit report. It shows your payment history, credit limit, and account age. Adding a tradeline to your credit profile can help improve your credit score by increasing your available credit and potentially adding positive payment history.

Our tradelines are priced at 6% of the credit limit. For example, a tradeline with a $25,000 limit would cost $1,500. This simple pricing structure ensures transparency and makes it easy to understand the cost before you make a decision.

Results typically appear within 30-45 days, depending on the reporting cycle of the tradeline. Personal tradelines report to either Equifax or TransUnion (your choice), while business tradelines report to SBFE, which then populates to Experian & Equifax within 30-45 days.

For personal tradelines, you'll need to provide a driver's license, recent credit report, and a copy of your social security card (to verify no CPNs are being used). For business tradelines, you'll need to provide business formation documents, EIN letter, business license, and business bank account statement.

Our personal tradelines report to either Equifax or TransUnion, based on your selection during the order process. You can choose which bureau you prefer the tradeline to report to.

Our personal tradelines range from 3-6+ years of age, with perfect payment history. The age of the tradeline is specified in the tradeline details on our catalog page.

No, we do not accept CPNs. We verify identity with required documentation to ensure compliance with regulations and to maintain the integrity of our service.

You can add multiple tradelines at once, but we recommend starting with 1-2 tradelines to see how they impact your credit profile before adding more.

Our business tradelines report to SBFE (Small Business Financial Exchange), which then populates to Experian and Equifax business credit reports within 30-45 days.

Yes, your business must be legally established with proper documentation including business formation documents, EIN letter, business license, and a business bank account.

Business tradelines typically take 30-45 days to appear on your business credit reports after they've been added. This timeline can vary based on the reporting cycle of the tradeline and the credit bureaus.

Yes, as long as your business is legally established with all the required documentation, you can add tradelines to help build your business credit profile from the start.

We accept payments through Zelle and Cash App. Payment instructions will be provided during the checkout process.

Due to the nature of our service, we do not offer refunds once the tradeline addition process has begun. However, if there are any issues with the tradeline reporting, we will work with you to resolve them.

We take security seriously and protect your information with industry-standard security measures. Your documents are securely stored and only accessed by authorized personnel for verification purposes.

After submitting your order, our team will review your documents and verify your information. You'll receive an email confirmation when your documents are verified, and another notification when your tradeline has been added. You can then check your credit report after 30-45 days to see the tradeline.